Fort Walton Beach Resolution — 2025-13 Resolution Adopting the FY 2025-30 CDBG Consolidated Plan & FY 2025-26 Annual Action Plan — reading text

disproportionately greater need identified. This section includes: 1. Introduction 2. Disproportionately Greater Need—Housing Cost Burden 3. Discussion Housing Cost Burden Housing Cost Burden <= 30% 30-50% > 50% No / negative income (not computed) Jurisdiction as a whole 6,065 1,730 1,360 90 White 4,470 1,310 880 45 Black / African American 555 140 270 0 Asian 225 44 50 40 American Indian, Alaska Native 20 0 0 0 Pacific Islander 0 0 0 0 Hispanic 525 180 90 0 Table 21 – Greater Need: Housing Cost Burdens AMI Data 2016-2020 CHAS Source: Discussion: Of all households in the 0-30% AMI group, 66% have severe housing problems. In terms of disproportionate need, the data set shows that White households ( 74%) earning 0-30% AMI disproportionally experience severe housing problems. Consolidated Plan FORT WALTON BEACH 27 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT Of all households in the 30-50% AMI group, 19% have severe housing problems. In terms of disproportionate need, the data set shows that White households ( 76%) earning 30-50% AMI disproportionally experience severe housing problems. Of all households in the 50-80% AMI group, 15% have severe housing problems. In terms of disproportionate need, the data set shows that White households ( 64%) earning 50-80% AMI disproportionally experience severe housing problems. In Summary, within Fort Walton Beach, there is a disproportionate need for quality and affordable housing units in regards to living conditions with houses experiencing severe housing problems. Consolidated Plan FORT WALTON BEACH 28 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? According to CHAS data for the City of Fort Walton Beach, minority households tend to experience slightly lower rates of housing problems and cost burdens compared to the overall population across all income levels. As a result, white households in the city show a disproportionately higher level of housing need. If they have needs not identified above, what are those needs? Based on data herein and input received through the citizen participation process, there is a need for quality and affordable housing units for low- and moderate-income households earning less than 80% AMI that are disproportionately affected by severe housing problems and cost burden. Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? One particular area has a larger percentage of minorities than the rest of Fort Walton Beach. The boundaries are the following: to the north is Mary Ester Cut off to the South is Hollywood Blvd NW, to the east is Wright Pkwy NW, and to the west is Jonquil Ave NW. Black or African American Alone is 25.43% and Persons of Hispanic Origin is 15.18%. This area is the only part of Fort Walton Beach that has a white alone population under 70%. This is according to the egis.hud.gov maps. Consolidated Plan FORT WALTON BEACH 29 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT NA-35 Public Housing – 91.205(b) Introduction The Consolidated Plan must provide a concise summary of the needs of public housing residents. Information is collected through consultations with the public housing agency or agencies serving the jurisdiction. The Public Housing portion of this report contains the following sections: Introduction Totals in Use Characteristics of Residents Race of Residents Ethnicity of Residents Additional Narrative Totals in Use Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project Tenant Special Purpose Voucher based based Veterans Family Disabled Affairs Unification Supportive Program Housing of units vouchers in use 0 0 118 566 0 556 10 0 0 Table 22 - Public Housing by Program Type includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source: PIC (PIH Information Center) Consolidated Plan FORT WALTON BEACH 30 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT Characteristics of Residents Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project Tenant Special Purpose Voucher based based Veterans Family Affairs Unification Supportive Program Housing Average Annual Income 0 0 14,066 13,336 0 13,297 15,495 0 Average length of stay 0 0 3 4 0 4 0 0 Average Household size 0 0 2 2 0 2 1 0 Homeless at admission 0 0 0 0 0 0 0 0 of Elderly Program Participants 62) 0 0 9 95 0 94 1 0 of Disabled Families 0 0 16 160 0 157 3 0 of Families requesting accessibility features 0 0 118 566 0 556 10 0 of HIV/ AIDS program participants 0 0 0 0 0 0 0 0 of DV victims 0 0 0 0 0 0 0 0 Table 23 – Characteristics of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) Consolidated Plan FORT WALTON BEACH 31 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT Race of Residents Program Type Race Certificate Mod- Public Vouchers Rehab Housing Total Project Tenant Special Purpose Voucher based based Veterans Family Disabled Affairs Unification Supportive Program Housing White 0 0 55 308 0 303 5 0 0 Black/ African American 0 0 50 244 0 239 5 0 0 Asian 0 0 1 9 0 9 0 0 0 American Indian/Alaska Native 0 0 0 0 0 0 0 0 0 Pacific Islander 0 0 12 5 0 5 0 0 0 Other 0 0 0 0 0 0 0 0 0 includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 24 – Race of Public Housing Residents by Program Type Data PIC (PIH Information Center) Source: Ethnicity of Residents Program Type Ethnicity Certificate Mod- Public Vouchers Rehab Housing Total Project Tenant Special Purpose Voucher based based Veterans Family Disabled Affairs Unification Supportive Program Housing Hispanic 0 0 25 31 0 31 0 0 0 Not Hispanic 0 0 93 535 0 525 10 0 0 includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 25 – Ethnicity of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) Consolidated Plan