Fort Walton Beach Resolution — 2025-13 Resolution Adopting the FY 2025-30 CDBG Consolidated Plan & FY 2025-26 Annual Action Plan — reading text

Jurisdiction as a whole 265 1,065 0 White 200 740 0 Black / African American 0 135 0 Asian 0 50 0 American Indian, Alaska Native 0 20 0 Pacific Islander 0 0 0 Hispanic 45 104 0 Table 16 - Disproportionally Greater Need 80 - 100% AMI Data 2016-2020 CHAS Source: The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30% Discussion Of all households in the 0-30% AMI group, 80% have one or more of four housing problems. Of all households in the 30-50% AMI group, 65% have one or more of four housing problems. Of all households in the 50-80% AMI group, 63% have one or more of four housing problems. Of all households in the 80-100% AMI group, 21% have one or more of four housing problems. In Summary, within Fort Walton Beach, there is a disproportionate need for quality and affordable housing units in regard to living conditions with houses experiencing one or more of the four housing problems. Consolidated Plan FORT WALTON BEACH 23 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction As noted in the previous section, a disproportionately greater need exists when the members of a racial or ethnic group at a certain income level experience housing problem at a greater rate (10 percentage points or more) than the income level as a whole. Per the regulations at 91.205(b)(2), 91.305(b)(2), and 91.405, a grantee must provide an assessment for each disproportionately greater need identified. Severe housing problems include: Severely overcrowded households with more than 1.5 persons per room, not including bathrooms, porches, foyers, halls, or half-rooms Households with severe cost burden of more than 50 percent of income 0%-30% of Area Median Income Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/ negative problems problems income, but none of the other housing problems Jurisdiction as a whole 850 445 0 White 490 250 0 Black / African American 240 70 0 Asian 25 65 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 0 0 Hispanic 35 25 0 Table 17 – Severe Housing Problems 0 - 30% AMI Data 2016-2020 CHAS Source: The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Consolidated Plan FORT WALTON BEACH 24 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT 30%-50% of Area Median Income Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/ negative problems problems income, but none of the other housing problems Jurisdiction as a whole 375 1,020 0 White 215 745 0 Black / African American 25 74 0 Asian 45 70 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 0 0 Hispanic 60 85 0 Table 18 – Severe Housing Problems 30 - 50% AMI Data 2016-2020 CHAS Source: The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% 50%-80% of Area Median Income Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/ negative problems problems income, but none of the other housing problems Jurisdiction as a whole 140 1,680 0 White 90 1,240 0 Black / African American 35 175 0 Asian 4 19 0 American Indian, Alaska Native 0 0 0 Pacific Islander 0 0 0 Hispanic 0 225 0 Table 19 – Severe Housing Problems 50 - 80% AMI Data 2016-2020 CHAS Source: The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Consolidated Plan FORT WALTON BEACH 25 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT 80%-100% of Area Median Income Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/ negative problems problems income, but none of the other housing problems Jurisdiction as a whole 60 1,265 0 White 60 885 0 Black / African American 0 135 0 Asian 0 50 0 American Indian, Alaska Native 0 20 0 Pacific Islander 0 0 0 Hispanic 0 160 0 Table 20 – Severe Housing Problems 80 - 100% AMI Data 2016-2020 CHAS Source: The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50% Discussion Of all households in the 0-30% AMI group, 66% have severe housing problems. In terms of disproportionate need, the data set shows that White households ( 57%) earning 0-30% AMI disproportionally experience severe housing problems. Of all households in the 30-50% AMI group, 27% have severe housing problems. In terms of disproportionate need, the data set shows that White households ( 57%) earning 30-50% AMI disproportionally experience severe housing problems. Of all households in the 50-80% AMI group, 8% have severe housing problems. In terms of disproportionate need, the data set shows that White households ( 64%) earning 50-80% AMI disproportionally experience severe housing problems. Of all households in the 80-100% AMI group, . 04% have severe housing problems. In terms of disproportionate need, the data set shows that White households ( 100%) earning 80-100% AMI disproportionally experience severe housing problems. In Summary, within Fort Walton Beach, there is a disproportionate need for quality and affordable housing units in regards to living conditions with houses experiencing severe housing problems. Consolidated Plan FORT WALTON BEACH 26 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction: Again, a disproportionately greater need exists when the members of a racial or ethnic group at a certain income level experience housing problem at a greater rate (10 percentage points or more) than the income level as a whole. Per the regulations at 91.205(b)(2) and 91.405, a grantee must provide an assessment for each