Fort Walton Beach Resolution — 2025-13 Resolution Adopting the FY 2025-30 CDBG Consolidated Plan & FY 2025-26 Annual Action Plan — reading text

children 6 years old or younger 140 200 310 240 200 Table 6 - Total Households Table Data 2016-2020 CHAS Source: Consolidated Plan FORT WALTON BEACH 14 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) Renter Owner 0-30% 30- 50- 80- Total 0-30% 30- 50- 80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Substandard Housing - Lacking complete plumbing or kitchen facilities 0 45 0 0 45 30 0 0 0 30 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 0 20 0 0 20 0 0 0 0 0 Overcrowded - With 1.01-1.5 people per room (and none of the above problems) 0 4 50 0 54 0 0 0 4 4 Housing cost burden greater than 50% of income (and none of the above problems) 525 200 20 0 745 295 100 70 55 520 Consolidated Plan FORT WALTON BEACH 15 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT Renter Owner 0-30% 30- 50- 80- Total 0-30% 30- 50- 80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI Housing cost burden greater than 30% of income (and none of the above problems) 105 365 370 85 925 75 105 305 120 605 Zero/ negative Income (and none of the above problems) 35 0 0 0 35 50 0 0 0 50 Table 7 – Housing Problems Table Data 2016-2020 CHAS Source: 2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) Renter Owner 0- 30- 50- 80- Total 0- 30- 50- 80- Total 30% 50% 80% 100% 30% 50% 80% 100% AMI AMI AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 525 275 70 0 870 325 100 70 60 555 Having none of four housing problems 270 545 915 395 2,125 175 475 765 870 2,285 Household has negative income, but none of the other housing problems 0 0 0 0 0 0 0 0 0 0 Table 8 – Housing Problems 2 Data 2016-2020 CHAS Source: Consolidated Plan FORT WALTON BEACH 16 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT 3. Cost Burden > 30% Renter Owner 0-30% 30- 50- Total 0-30% 30- 50- Total AMI 50% 80% AMI 50% 80% AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Small Related 165 170 135 470 49 25 220 294 Large Related 30 25 15 70 0 30 35 65 Elderly 130 135 59 324 265 115 70 450 Other 305 305 180 790 90 39 45 174 Total need by 630 635 389 1,654 404 209 370 983 income Table 9 – Cost Burden > 30% Data 2016-2020 CHAS Source: 4. Cost Burden > 50% Renter Owner 0-30% 30- 50- Total 0-30% 30- 50- Total AMI 50% 80% AMI 50% 80% AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Small Related 0 0 55 55 45 15 0 60 Large Related 0 0 0 0 0 0 0 0 Elderly 100 110 0 210 195 50 45 290 Other 0 295 80 375 60 0 0 60 Total need by 100 405 135 640 300 65 45 410 income Table 10 – Cost Burden > 50% Data 2016-2020 CHAS Source: 5. Crowding (More than one person per room) Renter Owner 0- 30- 50- 80- Total 0- 30- 50- 80- Total 30% 50% 80% 100% 30% 50% 80% 100% AMI AMI AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Single family households 0 4 50 0 54 0 0 0 0 0 Consolidated Plan FORT WALTON BEACH 17 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT Renter Owner 0- 30- 50- 80- Total 0- 30- 50- 80- Total 30% 50% 80% 100% 30% 50% 80% 100% AMI AMI AMI AMI AMI AMI AMI AMI Multiple, unrelated family households 0 0 0 0 0 0 0 0 4 4 Other, non-family households 0 20 0 0 20 0 0 0 0 0 Total need by 0 24 50 0 74 0 0 0 4 4 income Table 11 – Crowding Information – 1/ 2 Data 2016-2020 CHAS Source: Renter Owner 0- 30- 50- Total 0- 30- 50- Total 30% 50% 80% 30% 50% 80% AMI AMI AMI AMI AMI AMI Households with Children Present 0 0 0 0 0 0 0 0 Table 12 – Crowding Information – 2/ 2 Data Source Comments: Describe the number and type of single person households in need of housing assistance. In Fort Walton Beach, a significant portion of households (86%) are considered low, very low, or moderate income, and about 48% of these households have housing expenses exceeding 30% of their income. While data on the precise number of single-person households in need of assistance is not explicitly provided, the high percentage of low-income households and the fact that many struggle with housing costs suggests a substantial need for assistance among this demographic. More specifically, the Fort Walton Beach Housing Authority (FWBHA) has a total of 124 public housing units. Additionally, they administer 844 Housing Choice Vouchers. They also own two affordable housing properties: Sound Side Apartments (200 units) and Church Street Apartments (12 units). Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking. In Fort Walton Beach there are approximately 7,998 households in need of housing assistance. Using local and national statistics for disability, domestic violence, sexual assault, and stalking, it can be estimated that 14.04% of the total population falls under one of those categories. That equates to approximately 1,122 families. Consolidated Plan FORT WALTON BEACH 18 OMB Control No: 2506-0117 (exp. 09/30/2021)  DRAFT What are the most common housing problems? The most prevalent housing challenge in Fort Walton Beach is cost burden, affecting both renters and homeowners. Currently, 2,795 residents spend more than 30% of their income on housing. Overall, there is a strong demand for housing in the city, with demand far exceeding the available supply. Due to the limited number of undeveloped areas remaining, this shortage is expected to persist as a long- term concern. Are any populations/ household types more affected than others by these problems? While not significantly high numbers, single-family households are more affected by crowding than multiple, unrelated family or other non-family owner households. Describe the characteristics and needs of Low-income individuals and families with children especially extremely low-income) who are