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individual."
This obligation reaches the extent that a woman should go out for jihad
even without the permission of her husband, and the son without the
consent of his parents,"
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Shariah, Law and `Financial Jihad': How Should America Respond?
On Beating of Women
Beating is not suitable for every wife; it is suitable for certain wives and
for other wives it is not. There is a woman who cannot agree to being
beaten, and sees this as humiliation, while some women enjoy the beating
and for them, only beating to cause them sorrow is suitable...
Publications
Sheikh Qaradawi is a prolific author with over 100 books published, many
of which have been translated into several languages. Some of these
books —for example, Priorities of the Islamic Movement in the Coming
Phase ( 1990) —are widely viewed as action plans for the Islamist move-
ment in its struggle against Israel and the West. Other popular books
include Towards a Sound Awakening, The Status of Women in Islam,
Islamic Awakening between Rejection and Extremism, The Lawful and
Prohibited in Islam, Diversion and Arts in Islam etc.
Mufti Muhammad Taqi Usmani
Mufti Taqi Usmani is one of the most prominent living theoreticians of
Sunni Islam and perhaps the best known current exponent of the
Deobandi school of Islamism. He is also one of the half -a -dozen most
authoritative and sought after Shariah experts in the world of Islamic
finance today.
Background
Taqi Usmani was born in 1943 in Deoband, Uttar Pradesh, India. Taqi
Usmani is the son of the late Mufti Muhammad Shafi, a prominent
Deobandi scholar, founder of the leading Deobandi madrassa Darul
Uloom Karachi ( also known as Jamia Darul Uloom Karachi) and mufti of
Pakistan. His older brother, Muhammad Rafi Usmani is the president of
Darul Uloom Karachi and the chief Deobandi mufti in Pakistan currently,
and a well -known Islamist in his own right. Taqi Usmani' s son,
Muhammad Imran Ashraf Usmani, holds a PhD in Islamic jurisprudence
and Islamic finance and also teaches at Darul Uloom Karachi. Like his
father, the son sits on the Shariah boards of numerous Islamic banks.
Education
Usmani obtained `Alimiyyah' and `Takhassus' ( PhD -equivalent) religious
degrees in Islamic Fiqh and Fatwa from Darul Uloom Karachi in 1961. For
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The Shariah Advisors
his secular education, he received a B.A. from Karachi University in 1964,
a Law Degree ( LLB) from Karachi University, 1967, and a Master's degree
in Arabic literature, Punjab University, 1970
Usmani' s professional affiliations include experience as a Professor of
Islamic Law, Fiqh and Hadith and vice president of Darul Uloom Karachi,
1980s to present. He was also a Judge, Shariah Appellate Bench, Supreme
Court of Pakistan, 1982 -2002, and also a Judge, Federal Shariah Court of
Pakistan, 1980 -1982.
Usmani' s affiliations with Islamist Organizations include
Shariah- and Jihad -centered educational institutions:
Usmani is the Vice -President and professor of Islamic studies at Darul
Uloom Karachi, one of the largest and best known Deobandi madrassas
in Pakistan. It is a modern and financially well- endowed madrassa with
some 4000 students teaching a Shariah- centered Islamist curriculum
mixed with occasional secular subjects, such as science and comput-
ers. It is one of the few madrassas in Pakistan that prepare students in
Islamic economics and banking, alongside the usual Islamic curriculum.
Darul Uloom also encourages and subsidizes students to go on
proselytizing missions, such as those of Tablighi Jamaat. While it does
not openly promote jihad and violence, the madrassa has produced
and continues to produce thousands of Islamic jihadists active in
Pakistan and elsewhere.
In the words of a recent study of madrassas in Karachi by the presti-
gious European human rights think tank, International Crisis Group:
While the madrassa, on the surface, appears a model for less educa-
tionally endowed seminaries, Darul Uloom also plays a role in promot-
ing violent jihad. Both Usmani brothers have given practical help to jiha-
di organizations, which are allowed to preach and collect donations
from the madrassa' s mosques and branches." According to one of
Darul Uloom' s teacher' s, " Students are not allowed to participate in
jihad while they are studying, though they can do so after completing
their studies."
Other educational affiliations include Permanent Member and Deputy
Chairman for the Islamic Fiqh Academy, Jedda, Saudi Arabia. He is also a
Member, Islamic Fiqh Academy of the Muslim World League ( MWL), Mecca,
Saudi Arabia.
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Shariah, Law and ` Financial Jihad': How Should America Respond?
Usmani' s affiliations with Islamist Organizations also
include other political and legal institutions:
Member, European Council of Fatwa and Research ( ECFR), Dublin, Ireland
Member —Muttahida Majlis a -Amal ( MMA) fatwa committee
Member —Delegation of Deobandi clerics to Taliban, Sept 2001. Mufti
Usmani was a member of a small delegation of prominent Deobandi
ulema ( i. e., recognized Shariah authorities) known as sympathizers of
the Taliban sent to meet with Mullah Omar under the auspices of the
Pakistani Inter -Services Intelligence ( ISI) shortly after September 11,
2001. The ostensible purpose of the visit, according to Pakistani govern-
ment sources, was to encourage Mullah Omar to turn over Osama bin
Laden to the Americans. Information leaked later by some of the clerics
present, such as the jihadist Mufti Shamzai, indicates that the delegation
may have, in fact, tried to stiffen the Taliban' s will to resist.
Member —Delegation of Deobandi clerics to Lal Masjid /Jamia Hafsa.
Taqi Usmani was part of a group of senior Deobandi clerics that visited
the besieged Lal Masjid in Islamabad hoping to persuade the jihadists
to give up, after the Pakistani government threatened to end the violent
standoff with the jihadists by force. Mufti Usmani was evidently a former
teacher and spiritual and religious leader of the jihadist Lal Masjid imam
Ghazi Abdul Aziz. The mission was unsuccessful and in the aftermath of
the bloody suppression of the insurrection in July 2007, Usmani leveled
heavy criticism against the government for its actions.
Editor —Tagi Usmani is the editor of two Islamist publications: Albalagh
and Albalagh International, published by Darul Uloom Karachi. Both of
them promote the Islamist agenda and are popular in South Asia and
internationally. The U. S. -based Albalagh. net also functions as an online
bookstore for Shariah and Jihad literature based in Garden Grove,
California.
Usmani is a leader in the major Shariah Finance -Sponsoring
Organizations:
Chairman —International Shariah Standards Council, Accounting and
Auditing Organization for Islamic Financial Institutions ( AAOIFI), Bahrain.
Member —Commission for the Islamization of the Economy, govern-
ment of Pakistan
Chairman Shariah Board, Islamic Financial Services Board ( IFSB)
Chairman Shariah Board, International Islamic Rating Agency ( IIRA)
Chairman Shariah Board, Bahrain Monetary Agency, Bahrain
Chairman Center for Islamic Economics, Pakistan
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The Shariah Advisors
Usmani typically runs most of the Shariah -Compliant Banks
and Institutions with which he is affiliated:
Chairman -- Shariah Supervisory Board, Dow Jones Islamic Fund, New
York ( recently resigned or terminated).
Chairman -- Shariah Supervisory Board, HSBC Amanah Finance, Dubai
Chairman -- Shariah Supervisory Board, Guidance Financial Group and
Guidance Residential, USA
Chairman -- Shariah Board, Abu Dhabi Islamic bank, UAE
Chairman -- Shariah Board, Islamic House of Britain PLC. London
Chairman -- Shariah Board, Meezan Bank, Pakistan
Chairman -- Shariah Supervisory Board, Saudi American Bank, Jedda,
Saudi Arabia
Chairman -- Shariah Supervisory Board, Citi Islamic Investment Bank,
Bahrain
Chairman —Shariah Board, Amana Investments LTD., Sri Lanka
Chairman -- Shariah Supervisory Board, Bank Islami Pakistan Ltd.,
Pakistan
Chairman -- Shariah Board, Robert Fleming Oasis Fund, Luxembourg
Member -- Shariah Board, Islamic Corporation for Development of the
Private Sector, Islamic Development Bank ( IDB), Jedda
Member —Shariah Supervisory Board, Dallah al- Barakah Group, Jedda,
Saudi Arabia
Member —Shariah Supervisory Board, First Islamic Investment Bank,
Bahrain
Member —Shariah Supervisory Board, Islamic Finance Unit, United
Bank of Kuwait
Publications
Taqi Usmani is a prolific writer in Urdu, Arabic and English and has pub-
lished several dozen books and countless articles. Most of his writing
focuses on religious subjects, but there are a number of books that are
clearly political in nature and characterized by the author' s Islamist
Shariah -laden views. Among those available in English is a vitriolic attack
on Christianity ( "What is Christianity "), a broadside against the West and
modernity ( "Islam and Modernism ") and an exposition of the Islamist
interpretation of the Muslim faith ( "Discourse on Islamic Way of Life ").
Usmani is also the author of two books in English on Islamic finance:
An Introduction to Islamic Finance" and " Historic Judgment on Interest."
Both are considered authoritative by advocates of Shariah -compliant
finance.
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Sharjah, Law and `Financial Jihad': How Should America Respond?
Ideology and Views
On Jihad and Violence Against non -Muslims
Mufti Taqi Usmani is well -known for his uncompromising views on the
mandatory nature of conducting offensive jihad against non -Muslims " in
order to establish the supremacy of Islam" worldwide. His views on the
subject are grounded in traditional and authoritative Shariah and he pro-
vides solid legal sources for his fatwas that offensive jihad is a necessity
even when a non -Muslim land provides all the conditions for the free
practice and spread of Islam.
According to Usmani, the key question is not whether a country allows the
free preaching of Islam or not, but "whether aggressive battle is by itself
commendable or not ?" If it is, he answers, " why should the Muslims stop
simply because territorial expansion in these days is regarded as bad? And
if it is not commendable but deplorable, why did Islam not stop in the past ?"
The answer, Usmani argues, is rather obvious, " Even in those
days... aggressive jihads were waged... because it was truly commendable
for establishing the grandeur of the religion of Allah."
Indeed, aggressive jihad against unbelievers is an Islamic obligation,
according to Usmani and, as such, does not need any justification as
evident from the following exchange with a Muslim inquirer:
Questioner. " Subjugating them ( non -Muslims) to a Muslim government can-
not achieve this change of heart and mind because in such a condition the
subject people will be conscious of their subjugation and they will hardly
have the inclination to hear about Islam with an attentive ear."
Usmani: " I understand from what you have written that jihad is not necessary
when a non -Muslim country permits Muslim missionary work to be conduct-
ed in it. If this is your opinion, I cannot agree with it. Obstacles in the way of
missionary work are not only legal ones. For a non -Muslim state to have
more pomp and glory than a Muslim state is itself an obstacle.... Therefore,
to shatter this grandeur is among the greater objectives of jihad....
Another point to consider is whether during the time of the Prophet
peace be upon him) or of the companions there is any
