Okaloosa County BOCC — October 20, 2015 — ShipAnnualReport 2012 2013 final 9302015 sla am — reading text

housing projects is expedited to a greater degree than other projects. (Section 420.9071(16), Florida Statutes) Okaloosa County: As provided in Policy 1.4.4 of the Housing Element of the Okaloosa County Comprehensive Plan, the County provides a fast-track review process for development order and building permit applications for projects that provide affordable housing. City of Fort Walton Beach: It is the policy of the City’s Development Services Division to expedite affordable housing projects to the greatest extent possible, while meeting all local, state and federal regulations. Adopting Ordinance or Resolution Number or identify local policy: Incentive: The establishment of a process by which a local government considers, before adoption, policies, procedures, ordinances, regulations, or plan provisions that increase the cost of housing. (Section 420.9071(16), Florida Statutes) Okaloosa County: The County shall route to the Okaloosa County/City of Fort Walton Beach Affordable Housing Advisory Committee for review and comment any proposed policy, ordinance, regulation, or plan provision that could affect the affordability of housing no less than thirty (30) days prior to the first public hearing of any said policy, ordinance, regulation, or plan provision. City of Fort Walton Beach The City shall route to the Okaloosa County/City of Fort Walton Beach Affordable Housing Advisory Committee for review and comment any proposed policy, ordinance, regulation, or plan provision that could affect the affordability of housing no less than thirty (30) days prior to the first public hearing of any said policy, ordinance, regulation, or plan provision. Implementation Schedule (Date): Incentive. Establishment of a schedule for implementing the incentive strategies. (Section 420.9071(16), Florida Statutes) Okaloosa County: Implementation of the incentive strategies contained herein shall begin upon adoption of this Local Housing Assistance Plan. City of Fort Walton Beach: Implementation of the incentive strategies contained herein shall begin upon adoption of current Local Housing Assistance Plan. Page 5  Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 Page 6  Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 Has the plan or strategy been implemented? If no, describe the steps that will be taken to implement the plan: Yes Status of Strategy - (is the strategy functioning as intended, i.e. are the time frames being met, etc.): Yes Support Services Support Services and Counseling: Chapter 67-37.005(5)(g),F.A.C. Support services are available from various sources. Available support services may include but are not limited to: Homeownership Counseling (Pre and Post), Credit Counseling, Tenant Counseling and Transportation Other Accomplishments Okaloosa CDC received the partnership of the year award for the project named Harbour Place Apartments: Partnership of the Year: This award will highlight a project that uniquely leverages SHIP funds with other sources, including activities or projects carried out under an interlocal agreement between a SHIP county office, one or more city, and / or partnership with organizations. Fresh Start Bobolink Street, Fort Walton Beach, FL 32547 In 2008 Okaloosa Community Development Corporation partnered with Okaloosa Coalition on the Homeless, DBA Fresh Start for Children and Families to form Harbour Place Apartments, LLC in order to fulfill a joint mission of building a Special Needs Housing Project for homeless families in Okaloosa County. Okaloosa Community Development ‘s Board of Directors Chairman, Aaron Wentz, and Treasurer, Mike Kent, hand the Title to Okaloosa Coalition on the Homeless’ President Charlie Brown. The Title was signed over to Okaloosa CDC during the construction phase of the project. The project, which was built in two phases over a period of six years encompassed the demolition of the derelict buildings which had housed the Fresh Start clients since 1984. The project serves the homeless population of Okaloosa and Walton Counties by providing Transitional housing to homeless children and families and those who are in imminent danger of becoming homeless to give a “Hand up” to them with the goal of “Renewing Hope and Rebuilding Lives”. Community Volunteers Okaloosa CDC committed and expended $600,000 SHIP dollars, in conjunction with a $500,000 Federal Home Loan Grant and $150,000 Land contribution by Fresh Start for the construction of the first of these buildings, a twelve unit apartment building, which was completed in 2009. The second building, comprised of ten units was completed in February 2013, Okaloosa CDC contributed $183,200 of SHIP Funds, $722,500 of Federal Home Loan Grant Funds, and a bank mortgage in the amount of $227,000. Fresh Start, Construction Phase II For a grand total of SHIP funds $783,200, Federal Home Loan Grant funds $1,222,5000, donation dollars $150,000 and the assumed mortgage of $227,000. The bank partner for both phases was BB&T. In addition the City of Fort Walton Beach CRA refunded approximately $50,000 in permitting fees and costs so that the Community Services Building could be reconfigured to provide space for resident services and activities. Housing is now provided to twenty-two (22) very low income and homeless families. Family counselling, adult education classes and life skills planning are provided at no cost. This will help to enable the families to move forward into permanent housing with a base knowledge and a grounded family structure. Page 7  Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 Page 8  Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 Availability for Public Inspection and Comments The annual report is available for public review in Okaloosa County offices, Fort Walton Beach offices as well as in the office of Okaloosa CDC. Homeownership Default & Foreclosure Mortgage Foreclosures A. Very low income households in foreclosure: 2 B. Low income households in foreclosure: 5 C. Moderate households in foreclosure: 0 Foreclosed Loans Life-to-date: 13 SHIP Program Foreclosure Percentage Rate Life to Date: 10 Mortgage Defaults A. Very low income households in default: 0 B. Low income households in default: 0 C. Moderate households in default: 0 Defaulted Loans Life-to-date: 0 SHIP Program Default Percentage Rate Life to Date: 0 Welfare to Work Programs Not applicable. Strategies and Production Costs Strategy Average Cost Expended Funds Total Unit Count: 6 Total Expended Amount: $91,568.00 Strategy Full Name Address City Zip Expended Unit Code Funds Counted Purchase Bass 210 Marshall Drive Fort Walont 32548 $7,028.50 F Assistance without Beach Rehabilitation Purchase Eads 186 Bent Arrow Destin 32541 $10,350.00 F Assistance without Rehabilitation Purchase Rogers 553 Lee Ave Crestview 32536 $5,350.00 F Assistance without Rehabilitation Owner Occupied Barrett 449 Pine Lane Mary Esther 32569 $7,478.50 F Rehabilitation Owner Occupied Shanklin 517 Thornhill Road Fort Walton 32548 $41,275.50 F Rehabilitation Beach Owner Occupied Brown 3216 Twilight Dr. Crestview 32536 $20,085.50 F Rehabilitation Page 9  Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 Page 10  Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 Administrative Expenditures Administrative Salaries and benefits where paid by utilizing the administrative portion of this distribution. $7,228.60 Sub Recipients and Consultants Name Business Type Strategy Covered Responsibility Amount Program Income Program Income Funds Loan Repayment: $29,685.13 Refinance: Foreclosure: Sale of Property: Interest Earned: $2,418.63 Other (): Total: $32,103.76 Explanation of Recaptured funds Description Amount Total: $.00 Rental Developments Development Name Owner Address City Zip Code Okaloosa County/Fort Walton Bch 2012 Closeout Single Family Area Purchase Price The average area purchase price of single family units: 130,993.33 Or Not Applicable Page 11  Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 SHIP Amount SHIP Units Compliance Additional Monitored By Notes Page 12  Form SHIP AR/2009 67-37.008(3)(f), F.A.C. Effective Date: 11/2009 LG Submitted Comments: Page 13