Fort Walton Beach Council agenda — 04-09-13--regular — reading text

aOd asep ZSH- LO 8aO : 3uawy3eIIV Fm a uJ mYU Fort Walton Beach City Council a Kathi Thomas 107 Virginia Dr., N. W. Fort Walton Beach, Fl., 32548 Tim Bolduc, I was informed this month that I had two liens on my property with large fines for money concerning my property at location: 653 Country Club Ave., N. E., Fort Walton Beach Florida, 32547. The dates for these liens are for 11 -19 -2008 and 5- 10 -2011. 1 had no idea that monies was calculating on my property at all. I finally found out about this when I had a search of my property since I could finally sell the property for whatever I could get out of it. I actually had a home on this property and lost everything in my home. I don' t have a home now, just lot to sell and a long battle with the insurance company and Mortgage Company. I would like to explain all that has happened, in which I just went into mental depression and physically exhausted concerning circumstances surrounding this property and much, much more for problems. I didn' t ever grasp what exactly goes on in these situations. I didn' t grasp that these liens had money accruing on my property. I about fell over when I saw this title search for my property and Ed Moore emailing me what I owed. I wished I would have understand exactly what this means when it comes to these types of situations. I have never went through anything like this before and it' s not my field of expertise, so just didn' t understand all for these liens and accrued monies. When I talked to Ed Moore I didn' t even remember a lot of it and now am trying to piece together what exactly went on for my property. I had been so devastated for everything else that was going on at the same time as this situation and want to explain myself now. Please read what has happened and you will then see a lot has happened to me all at once and just was a domino effect that just put me in this depression.  OlunoZ) E99 - JOAIUM aui3 luawaDJON3 apoo io; lsenbaH : 94ZZ) Z apd aseO Z99- GO 5333 luawyoelltl m a, n 1 bought this property back in December of 2005 after working hard for years, a aYu a mostly by home since I have many injuries from previous accidents. I have had my jaw broken, two surgeries for my neck with titanium plates and screws, my lower lumbar and pelvic area bulges and hernias so it' s a big struggle everyday with these injuries. I wouldn' t go on disability since I knew I could make it mentally so went down that route instead. Boy, did I learn some valuable lessons about people who would say anything for money and just plain dishonest people. I have been told many times that I am gullible and believed everything someone says since I couldn' t understand why people would lie about things. Well. 1 found out the hard way. I am a single woman with three children and worked hard to achieve my goals to take care of my children all these years. Now, when I bought this home I bought it because I needed the space not only for my children, but knew I would need to move my parents in at one point to take care of them since my dad was ailing with COPD and Emphysema. I also was helping an elderly man that I heard about who was legally blind and death. I thought I would need to help him as well but he passed on. Well, about six months later after I bought the house there was a storm that blew water in my tresses and water started coming down in my living room. I called a friend to get tarp on the roof until the insurance company could see this damage and get this situation resolved. Well, that didn' t work out at all; the insurance person they sent out came to my house to check out the damage on my roof and told me that day I would have to pay for it, it was my fault. After they left the contractor went back on the roof and saw that the tarp was never cut to see what the damage was, so now knew they never got on the roof to access the damage and was lying to me saying it was my fault and I had to pay for it. Well, that was now a huge problem and I knew I would need an Attorney since they kept lying to everyone. Now, what I did was ask the inspector and an engineer (personally 1 paid for this) to go through my property to make sense of all of this and they did. The inspector told me he was smelling mold, not the mold you get in your bathroom from time to time, it was mold that he told me to get someone in and hire them to get samples for tests to see what kind of mold it was so I did. Well, I got the results back and it stated I had the black killer mold, stachybotrys. I then called the lab to understand what this means and they said get yourself and three children out now; this mold can kill  tilunoo Egg - JaAIUM au13 ivawa3lo ;u3 opoo jo; lsanbaN : 9CZZ) Z apd aseo ZS8- GO 930 nu8wyoe44V ro n am Ya you, so I did exactly what they said. Now, my children and I have never been a aN part and I was trying to place them in different houses while I see what in the world to do. We couldn' t take much out cause they said that the mold will adhere to everything and grow so we lost all my children and family memorabilia, furniture, clothes, shoes, you name it we lost everything, and I was sick about this happening. When I found this out I also showed the insurance company what the lab says and they ignored this and ripped out all my ceilings, which later I found out that when they did this it spread all over my home. I would have thought that the insurance company would know this, especially since hurricane Katrina where this mold grew on their homes. Well, the lies kept coming and I had to fight. I had to pay for an Attorney, experts, rental homes while paying my mortgages and everything else I had to pay for. By the way, now since they spread that killer mold all over my house it had to be demoulaged so, now we don' t have a home for my family and me. I had to pay for the mortgages on top of rentals, coupled with starting from scratch like clothes; all the necessities that my children and I needed, I had to have and lost all my children' s and families memorabilia. That was a big blow to all of us, it really was another expense. Now, at the same time I was dealing with this situation, I also had put my money into a financial instruction that I specifically told this employer that I only want a money market account, I will never put my money tied to any stocks, I just didn' t believe in it. I also told him that if I needed my money I can get it out anytime, so knew that this money and interest was sitting in my account, I was mistaken, boy was I mistaken. Anyway, I asked this person at the financial institution to open another accountjust like the one I has so he sent me the paperwork to sign and that' s where he got me. I didn' t know he changed my accounts without my knowledge tying into the stockmarket for his pure greed intentions. Since I thought my money was sitting in a money market account thinking it was growing interest, I also had my IRS money in there as well. I didn' t pay too much attention to the accounts since I knew I was firm on not tying my money to any stock market, just a simple money market, well I was wrong. When I opened the second account he took me for a loop this way and tied allll the money and interest into the stock market. He did this and did it for the greed he  tilunoo Egg - JaAieM au13 ivawa3vo ;u3 apoo jo; lsanbaH : 89LZ) Z and ese3 Z98 -LO 833 : luM40011V o] m N a aY had trying to make as much money as he could with selling and trading the stock aN money and this was when the stock market was pluming down and I had no idea what was going on. Why would I have to check my money when I knew I had a simple money market, well he got me then! He got me when I wanted another account. That' s when he changed the document to tie into the stock market, how pathetic was this for this man to do, it was horrifying when I found out. He had beaded me dry for my money and I had all these bills piling up with my home and trying to start from scratch with my children and I. he also lost my IRS money, so now I am devastated and started going into depression. I am going to try and fight this financial institution since before I was so depressed I couldn' t handle anything else, but all this was not the only thing I would have to fight, read on. Now, while all of this was going on I had put a property under contract in the Bahamas that I was working on to get this property to a level that I could sell it off before I would have to close on it. Well, the contract specifically stated I wouldn' t have to close on this property until I got a development order. Now, when I got the master plan done and showed this Attorney for the property, all of a sudden everything changed. This Attorney told me I had to close on this property before the developing order and had to find out the hard way I couldn' t get another Attorney in the Bahamas to fight this; they all stick together and couldn' t get help at all. I even went to a US international Attorney and they even took me for a ride. I thought the law is the law and you have to abide by it, but not them, not one of them did. This property would have made so many jobs for the US and the Bahamas, so thought I was doing the right thing here, I was but they weren' t. Now, I was fighting all of these problems concerning the insurance company and I was trying to work 24/ 7 from home on the phones trying to get the money back and couldn' t. I then started to go downhill mentally and physically. I couldn' t deal with anything anymore and just couldn' t get anything straight anymore. I had no money because of this, starting from scratch, no IRS monies to pay all, I had nothing and still do. My children and I was just a mess, everyone is everywhere, and I had to go and live with my mother and father. I didn' t want to do anything, I just couldn' t, I shut down and mentally and physically