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changed my accounts without my knowledge tying into the stock market for his
pure greed intentions. Since I thought my money was sitting in a money market
account thinking it was growing interest, I also had my IRS money in there as well.
I didn' t pay too much attention to the accounts since I knew I was firm on not
tying my money to any stock market, just a simple money market, well I sucked
dry. He did this and he did it for the greed he had trying to make as much money
as he could with selling and trading the stock money. Also, this was when the
stock market was pluming down and I had no idea what was going on. Why
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would I have to check my money when I knew I had a simple money market, well a
he got me then! He bleed me dry for my money and I had all these bills piling up
with my home, and trying to start from scratch with my children and I. Well, not
only did he bleed me dry, he lost my IRS money. All this just devastated us and I
started going into depression. I am going to try and fight this financial institution
since before I was so depressed I couldn' t handle anything else. Read on, this is
not the only thing that happened then.
Now, while all of this was going on I had put a property under contract in the
Bahamas that I was working on to get this property to a level that I could sell it off
before I would have to close on it. Well, the contract specifically stated I wouldn' t
have to close on this property until I got a development order. Now, when I got
the master plan done and showed this Attorney for the property, all of a sudden
everything changed. This Attorney told me I had to close on this property before
the developing order and had to find out the hard way that I couldn' t get another
Attorney in the Bahamas to fight this; they all stick together and couldn' t get help
at all. I even went to a US international Attorney and they even took me for a
ride. I thought the law is the law and you have to abide by sadly found out that
that is not the case. This property would have made so many jobs for the US and
the Bahamas, so thought I was doing the right thing here, I was but they weren' t.
Now, I was fighting all of these problems concerning the insurance company
and I was trying to work 24/ 7 from home on the phones trying to get the money
back and couldn' t. I then started to go downhill mentally and physically. I
couldn' t deal with anything anymore and just couldn' t get anything straight
anymore. I had no money because of this, starting from scratch, no IRS monies to
pay all, I had nothing and still do. My children and I was just a mess, everyone is
everywhere, and I had to go and live with my mother and father. I didn' t want to
do anything, I just couldn' t, I shut down and mentally and physically couldn' t do
anything else. My father was now ailing with COPD and emphysema. I was trying
to help him as much as I could since my mother is 80 years old and just couldn' t
really handle this but didn' t want my parents to know this. I had to take on too
much by myself. I didn' t want my dad and mom worrying about me. My parents
knew anyway, but I tried not to let them know I was breaking down. On top of
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everything I lost my father. We all were devastated from all of this and it added a
more on me with seeing my mother losing my father and everyone else as well.
Now, I hope you can see where my head was then, and I really didn' t even think I
had to go to see you since I fixed the problems for cleaning the lot up. I am
thinking that when I was supposed to go I was dealing with myfather and
cancelled the meeting because he was dying. I also remembered I called the
second time and canceled it since my daughter' s best friend lost her mother
suddenly, and it was on the same day, so I was there with her. She hardly has any
family so wanted to be there for her, it was just horrible, absolutely horrible how
she died. I am a person that will help anyone in need, I care about others. On the
other hand I also can' t tolerate people lying to people to gain money and not take
responsibility that this insurance tried to do with me and my property. I do have
to see how I can fight this financial institution since it' s been around five years, I
just couldn' t take anything else.
Anyway, I am now trying to start a new life and think I can fight some again but
I will see if it is worth it or not. I am coming out of this more and more so now I
finally got a contract for my lots( used to be home) for not enough to pay at all,
but in hopes that the IRS will give me some room and also the second mortgage.
The Attorney I paid way back in the beginning got my first mortgage paid off, but
with all the properties going down in value I just can' t get much for my property.
Please, can you help me for these fines for monies owed? I am still trying to put
the pieces together in my mind, but just can' t piece everything what I went
through. I was devastated when I saw all of this on my property when Ed Moore
sent me what happened and the fines. I have nothing, absolutely nothing, and
living with my mom. I feel horrible having to rely on my mother and have been
trying to work, but can' t get anything to close. I really don' t know what way to go
but am starting to try and pick up the pieces with my children to move on with
our lives. My children saw me go through this and didn' t know they saw me
depressed, but found out they did. If you really want to know, all of was
devastated and saw this in my children as well. Now, on top of all of this I need to
have major surgery and been living with these problem a year already, but I have
neither insurance nor money to go have this surgery myself. I went to Vocational
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Rehabilitation last year and am still waiting for surgery. It' s a lot of pain, but what aN
can I do. I can' t get Medicaid since I have this property and can' t pay a thousand
dollar a month for insurance. I tried to see about all the ways I could get my
surgery and this was my last option. I hope I will have it soon so I can get my
health back as much as I can. I just need to get everything resolved so when I go
into major surgery I will need to focus on getting better, and that is another
reason I would like to get this resolved as quickly as I can. Is there any way I can
get on the books for March 27`" so I can resolve these liens I have on my property
or resolve it another way. I really don' t want the public to know all that my family
and I went through, but am sharing this with you and your city council. I would
like to speak to you before this since I don' t know how you resolve these issues at
your city council meetings. Since I finally have a contract on my property and
have to negotiate all the liens on it, I hope I can close on this property with all
these expensive liens on my property. I don' t know if they will negotiate this, but
this was a total shock when I saw all these fees today. If you can get these liens
off without the public hearing all about my family and my problems with
depression and all that my children went through and still is, this would be
appreciated. It' s a small town and everyone knows everyone else' s business, so
would want this to be confidential if you don' t mind.
Now, I sent a copy of this letter to Ed Moore the same day when I found out
about all of this on for the liens on my property March 13`h, 2012. 1 want to add
to this letter concerning what I have to work with my contract. I have a contract
for $150,000 but need to pay half the closing, property taxes, and commissions. I
have one lien for $89, 000, the second mortgage for $ 160,000, and the city liens. I
can' t hire an Attorney since I have no funds and have been trying to see who the
investor that owns my title is, but of course the servicing company won' t give me
this information and I am the borrower. This has been a mess already. I have
that other lien for $89, 000 plus interest and late fees, so I am hoping I could get
them down, but I have heard that won' t happen. I also have these two liens as
well. I am hoping that I can negotiate with everyone myself and get a clean break
here and never look back. I can' t get a regular job with all my injuries from my
jaw down so am trying to work from home in hopes I can get something closed,
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but it' s been a long hard road for that right now and no money yet, but will keep aN
trying in hopes to get a closing. I am just lost for words trying to figure how I am
going to start my life all over again, and I am not getting any younger at 52 years
of age. I know if 1 keep on working I will get there, but right now I have not one
dime to my back. For me, this is another blow I wasn' t anticipating with these
two liens. People don' t realize that when someone finally got a contract for their
property, that there is so much to that when you have to pay all this out to
everyone. I am in hopes your council will give me that break I need so this will
lessen the burden for all these other financial problems.
Please help me in this situation for these liens and monies, I just don' t have
anything to give, not a dime. I am praying that you will grant me this exception
for my case with your council. I have nothing to give anyone. I would appreciate
this tremendously.
Respectfully,
Kathi Thomas
850- 368 -8557
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