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Okaloosa County BOCC — December 18, 2012 — Request for Bids — reading text
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endorsements for every applicable insurance contract
required by this Agreement. The COI’s and policy endorsements must be
delivered to the County Representative not less than ten (10) days prior to the
commencement of any and all contractual agreements between the County of
Okaloosa and the CONTRACTOR.
F. The County shall retain the right to reject all insurance contracts that do not meet
the requirement of this Agreement. Further, the County reserves the right to
change these insurance requirements with 60-day notice to the CONTRACTOR.
G. The insurance definition of Insured or Additional Insured shall include
Subcontractor, Sub-subcontractor, and any associated or subsidiary companies
of the CONTRACTOR, which are involved, and which is a part of the contract.
H. The County reserves the right at any time to require the CONTRACTOR to provide
certified copies of any insurance policies to document the insurance coverage
specified in this Agreement.
I. The designation of CONTRACTOR shall include any associated or subsidiary
company which is involved and is a part of the contract and such, if any
associated or subsidiary company involved in the project must be named in the
Workers’ Compensation coverage.
J. All policies shall be written so that the County will be notified of cancellation or
restrictive amendments at least thirty (30) days prior to the effective date of such
cancellation or amendment. Such notice shall be given directly to the County
Representative.
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Workers’ Compensation Insurance
A. The CONTRACTOR shall secure and maintain during the life of this agreement
Workers’ Compensation insurance for all of his employees employed for the
project or any site connected with the work, including supervision, administration
or management, of this project and in case any work is sublet, with the approval
of the County of Okaloosa, the CONTRACTOR shall require the Subcontractor
similarly to provide Workers’ Compensation insurance for all employees employed
at the site of the project, and such evidence of insurance shall be furnished the
County of Okaloosa not less than ten (10) days prior to the commencement of
any and all subcontractual agreements which have been approved by the
County of Okaloosa.
B. Such insurance shall comply with the Florida Workers’ Compensation Law.
C. No class of employee, including the CONTRACTOR himself, shall be excluded from
the Workers’ Compensation insurance coverage. The Workers’ Compensation
insurance shall also include Employer’s Liability coverage.
Business Automobile and Commercial General Liability Insurance
A. The CONTRACTOR shall maintain Business Automobile Liability insurance coverage
throughout the life of this Agreement. The insurance shall include Owned, Non-
owned & Hired Motor Vehicle coverage.
B. The CONTRACTOR shall carry other Commercial General Liability insurance
against all other Bodily Injury, Property Damage and Personal and Advertising
Injury exposures. The coverage shall include both On-and Off-Premises
Operations, Contractual Liability, Board Form Property Damage, and Professional
Liability.
C. All liability insurance (other than Professional Liability) shall be written on an
occurrence basis and shall not be written on a claim-made basis. If the insurance
is issued with an aggregate limit of liability, the aggregate limit of liability shall
apply only to the locations included in this Agreement. If, as the result of any
claims or other reasons, the available limits of insurance reduce to less than those
stated in the Limits of Liability, the CONTRACTOR shall notify the County
representative in writing. The CONTRACTOR shall purchase additional liability
insurance to maintain the requirements established in this Agreement. Umbrella
or Excess Liability insurance can be purchased to meet the Limits of Liability
specified in this Agreement.
D. Commercial General Liability coverage shall be endorsed to include the
following:
1.) Premises – Operation Liability
2.) Occurrence Bodily Injury and Property Damage Liability
3.) Independent Contractor’s Liability
4.) Completed Operations and Products Liability
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E. CONTRACTOR shall agree to keep in continuous force Commercial General
Liability coverage including Completed Operations and Products Liability for two
(2) years beyond acceptance of project.
Limits of Liability
The insurance required shall be written for not less than the following, or greater if
required by law and shall include Employer’s liability with limits as prescribed in this
contract:
LIMIT
A. Worker’s Compensation
1.) State Statutory
2.) Employer’s Liability $1,000,000 each accident
B. Business Automobile & Commercial $1,000,000 each occurrence
General Liability Insurance (A combined single limit)
C. Personal and Advertising Injury $250,000
Notice of Claims or Litigation
The CONTRACTOR agrees to report any incident or claim that results from performance of
this Agreement. The County representative shall receive written notice in the form of a
detailed written report describing the incident or claim within ten (10) days of the
CONTRACTOR’s knowledge. In the event such incident or claim involves injury and/or
property damage to a third party, verbal notification shall be given the same day the
CONTRACTOR becomes aware of the incident or claim followed by a written detailed
report within ten (10) days of verbal notification.
Indemnification & Hold Harmless
To the fullest extent permitted by law, CONTRACTOR shall indemnify and hold harmless
COUNTY, its officers and employees from liabilities, damages, losses, and costs including
but not limited to reasonable attorney fees, to the extent caused by the negligence,
recklessness, or intentional wrongful conduct of the CONTRACTOR and other persons
employed or utilized by the CONTRACTOR in the performance of this contract.
Certificate of Insurance
A. Certificates of insurance, in duplicate, indicating the job site and evidencing all required
coverage must be submitted to and approved by Okaloosa County prior to the
commencement of any of the work. The certificate holder(s) shall be as follows:
Okaloosa County
602-C North Pearl Street
Crestview, Florida 32536
B. All policies shall expressly require 30 days written notice to Okaloosa County at the
address set out above, or the cancellations of material alterations of such policies, and
the Certificates of Insurance, shall so provide.
C. All certificates shall be subject to Okaloosa County’s approval of adequacy of
protection and the satisfactory character of the Insurer. County reserves the right to
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approve or reject all deductible/SIR above $10,000.
D. The Certificates of Insurance shall disclose any and all deductibles or self-insured
retentions (SIRs). County requests that all deductibles or SIRs be no greater than $10,000.
However, CONTRACTORS having insurance with higher deductibles may submit a bid
without penalty reflecting the pricing for their deductible provided that CONTRACTOR
also submits a brief company financial statement.
E. All deductibles or SIRs, whether approved by Okaloosa County or not, shall be the
CONTRACTOR’s full responsibility. In particular, the CONTRACTOR shall afford full
coverage as specified herein to entities listed as Additional Insured.
F. In no way will the entities listed as Additional Insured be responsible for, pay for, be
damaged by, or limited to coverage required by this schedule due to the existence of a
deductible or SIR. Specific written approval from Okaloosa County will only be provided
upon demonstration that the CONTRACTOR has the financial capability and funds
necessary to cover the responsibilities incurred as a result of the deductible or SIR.
G. In the event of failure of the CONTRACTOR to furnish and maintain said insurance and to
furnish satisfactory evidence thereof, Okaloosa County shall have the right (but not the
obligation) to take out and maintain insurance on the project. All costs for the coverage
will be paid by CONTRACTOR upon presentation of a bill.
General Terms
Any type of insurance or increase of limits of liability not described above which the
CONTRACTOR required for its own protection or on account of statute shall be its own
responsibility and at its own expense.
The carrying of the insurance described shall in no way be interpreted as relieving the
CONTRACTOR of any responsibility under this contract.
Should the CONTRACTOR engage a subcontractor or sub-subcontractor, the same
conditions will apply under this agreement to each subcontractor and sub-
subcontractor.
The CONTRACTOR hereby waives all rights of subrogation against Okaloosa County and
its consultants and other indemnities of the CONTRACTOR under all the foregoing policies
of insurance.
Umbrella Insurance
The CONTRACTOR shall have the right to meet the liability insurance requirements with
the purchase of an umbrella insurance policy. In all instances, the combination of
primary and umbrella liability coverage must equal or exceed the minimum liability
insurance limits stated in this agreement.
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E-VERIFY COMPLIANCE CERTIFICATION
In accordance with Okaloosa County Policy and Executive Order Number 11-116 from the office
of the Governor of the State of Florida, Bidder hereby certifies that the U.S. Department of
Homeland Security’s E-Verify system will be used to verify the employment eligibility of all new
employees hired by the contractor during the contract term, and shall expressly require any
subcontractors performing work or providing services pursuant to the contract to likewise utilize
the U.S. Department of Homeland Security’s E-Verify system to verify the employment eligibility of
all new employees hired by the subcontractor
