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enclosingenclosing thethe fieldfield verificationverification reportreport showing showing thethe
resultsresults ofof youryour application application reviewreview ForFor youryour records.records.
PleasePlease notenote PreferredPreferred RiskRisk Policies,Policies, applicableapplicable inin ZonesZones B,B, C,C, andand X,X, onon youryour communitycommuni
' ty' ss NFIPNFIP FloodFlood
InsuranceInsurance RateRate MapMap areare notnot eligibleeligible forfor thethe CRSCRS discount.discount. StandardStandard ratedrated floodflood insuranceinsurance policiespolicies inin ZonesZones
B,B, C,C, X,X, D,D, AR,AR, andand A99A99 areare limitedlimited toto aa CRSCRS discountdiscount ofof tenten percentpercent inin ClassClass 1 - 66 communitiescommunities andand fivefive
percentpercent inin ClassClass 77- - 99 communities.communities. TheThe ratesrates forfor thesethese zoneszones alreadyalready reflectreflect significantsignificant premiumpremium reductions.reductions.
IfIf therethere areare nono NFIPNFIP noncompliancenoncompliance actions,actions, thethe CRSCRS ratingrating forfor youryour communitycommunity wil wil automaticallyautomatically bebe
renewedrenewed annuallyannually andand aa notificationnotification letterletter willwill notnot bebe sentsent toto youryour community.community. ThisThis renewalrenewal willwill occuroccur asas
longlong asas youryour community community continuescontinues toto implementimplement thethe CRSCRS activitiesactivities youyou certifycertify eacheach October.October. IfIf nono additionaladditional
modificationsmodifications oror newnew CRSCRS activitiesactivities areare added,added, thethe nextnext venven ticationtication visitvisit forfor youryour communitycommunity wil wil bebe inin
accordanceaccordance withwith itsits established established fivefi-ve - yearyear cyclecycle oror threethree
- - yearyear cyclecycle forfor CRSCRS ClassClass 55 oror betterbetter communities.communities. InIn
thethe interimi,nterim, FEMAFEMA wil wil periodicallyperiodically sendsend thethe NFIPNFIP
/ / CRSCRS UpdateUpdate Newsletter Newsletter andand otherother noticesnotices toto youryour CRSCRS
CoordinatorCoordinator toto keepkeep youryour communitycommunity informed.informed.
I commend commend youyou onon youryour communitycommunity actionsactions andand youryour determinationdetermination toto leadlead youryour communitycommunity toto bebe moremore
disasterdisaster resistant.resistant. ThisThis commitmentcommitment enhancesenhances publicpublic safetysaf, ety, propertyproperty protection,protection, andand protectsprotects thethe naturalnatural
functionsfunctions ofof floodplains,floodplains, andand reducesreduces floodflood insuranceinsurance premiums.premiums.
IfIf youyou havehave anyany questionsquestions oror needneed additionaladditional information,information, pleaseplease contactcontact thethe FEMAFEMA RegionRegion IVIV Office,Office, CRSCRS
Coordinator,Coordinator, JaniceJanice Mitchell,Mitchell, byby telephonetelephone atat( ( 770)770) 220220
- - 5441.5441.
Sincerely,Sincerely,
DavidDavid L.L. MillerMiller
Associate Associate AdministratorAdministrator
FederalFederal Insurance Insurance andand MitigationMitigation AdministrationAdministration
Enclosure Enclosure
cc:cc: MichaelMichael Bryant,Bryant, CRSCRS CoordinatorCoordinator
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RATING
VERIFICATION
REPORT
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NFIP /CRS
City of Fort Walton Beach , FIL _ Verified Class 6
NFIP Number: 120174 Cycle
Date of Verification Visit: May 24, 2011
This Verification Report is provided to explain the recommendations of Insurance
Services Office, Inc. ( ISO) to DHS /FEMA concerning credits under the Community
Rating System ( CRS) for the above named community.
A total of 2157 credit points are verified which results in a recommendation that the
community improve from a CRS Class 7 to a CRS Class 6. The community has met the
CRS Class 6 prerequisite with a Building Code Effectiveness Grading Schedule
BCEGS) Classification of 414. The following is a summary of our findings with the total
CRS credit points for each activity listed in parenthesis:
Activity 310 —Elevation Certificates: The Building Department maintains elevation
certificates for new and substantially improved buildings. Copies of elevation
certificates are made available upon request. Elevation Certificates are also listed on
the community' s website. ( 76 points)
Activity 320 —Map Information Service: Credit is provided for furnishing inquirers
with Flood zone information from the community' s latest Flood Insurance Rate Map
FIRM), publicizing the service annually and maintaining records. ( 140 points)
Activity 330 —Outreach Projects: A community brochure is mailed to all properties in
the community on an annual basis. An outreach brochure is mailed annually to all
properties in the community's Special Flood Hazard Area ( SFHA). The community also
provides flood information through an outreach program strategy ( OPS). ( 219 points)
Activity 340 — Hazard Disclosure: Credit is provided for state regulations requiring
disclosure of flood hazards. ( 10 points)
Activity 350 — Flood Protection Information: Documents relating to floodplain
management are available in the reference section of the Fort Walton Beach Public
Library. Credit is also provided for floodplain information displayed on the community' s
website. ( 79 points)
Activity 360 — Flood Protection Assistance: The community provides technical
advice and assistance to interested property owners and annually publicizes the
service. ( 66 points)
Activity 420 —Open Space Preservation: Credit is provided for preserving
approximately 112 acres in the SFHA as open space. ( 253 points)
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N. City of Fort Walton Beach, FL
NFIP #: 120174
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Activity 430 —Higher Regulatory Standards: Credit is provided for enforcing
regulations that require other .higher regulatory standards and state mandated
regulatory standards. Credit is also provided for a BCEGS Classification of 4/4 the
adoption and implementation of the International Series of Building Codes, and for staff
education and certification as a floodplain manager. ( 225 points)
Activity 440 —Flood Data Maintenance: Credit is provided for maintaining and using
digitized maps in the day to day management of the floodplain. Credit is also provided
for establishing and maintaining a system of benchmarks and maintaining copies of all
previous FIRMS and Flood Insurance Study Reports. ( 245 points)
Activity 450 —Stormwater Management: The community enforces regulations for
stormwater management, freeboard in non -SFHA zones, soil and erosion control, and
water quality. ( 169 points)
Activity 510— Floodglain Management Planninq: Based on the updates made to the
NFIP Report of Repetitive Losses as of claims on or before August 31, 2009, the City of
Fort Walton Beach has 53 repetitive loss properties and is a Category C community for
CRS purposes. All requirements for the 2011 cycle have been met. Credit is provided
for the adoption and implementation of the Floodplain Management Plan. Since the
City of Fort Walton Beach is a Category C community with an approved
Floodplain Management Plan, a progress report must be submitted on an annual
basis. ( 187 points)
Activity 520 —Acquisition and Relocation: Credit is provided for acquiring and
relocating buildings from the community' s regulatory floodplain. ( 10 points)
Activity 540 —Drainage System Maintenance: Portions of the community' s drainage
system are inspected regularly throughout the year and maintenance is performed as
needed by the City of Fort Walton Beach Public Works Department. Records are being
maintained for both inspections and required maintenance. Credit is also provided for
an ongoing Capital Improvements Program. The community also enforces a regulation
prohibiting dumping in the drainage system. ( 297 points)
Activity 610 — Flood Warning Program: Credit is provided for a program that
provides timely identification of impending flood threats, disseminates warnings to
appropriate floodplain residents, and coordinates flood response activities. ( 110 points)
Activity 630 — Dam Safety: All Florida communities currently receive CRS credit for
the state' s dam safety program. ( 71 points)
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City of Fort Walton Beach, FL a
NFIP #: 120174
Attached is the Community Calculations Worksheet that lists the verified credit points for
the Community Rating System. -
CEO Name / Address: CRS Coordinator Name / Address:
Robert Mearns Michael Bryant
City Manager CRS Coordinator
107 Miracle Strip Parkway Southwest 105 Miracle Strip Parkway Southwest
Fort Walton Beach, Florida 32548 Fort Walton Beach, Florida 32548
850) 833 -9647
Date Report Prepared: September 9, 2011
