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Okaloosa County BOCC — July 19, 2016 — Health Ins Comparison — reading text
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Health - Base Plan
Carrier FL Blue FL Blue FL Blue UHC UHC
Service Current 0% 6% 0% 4.5%
DED $500/$1500 $750/$2250 $500/$1500 $500/$1500 $500/$1500
Out of Pocket Max $3000/$6000 $5000/$10000 $3000/$6000 $5000/$10000 $3000/$6000
OV - Primary Care $25 $30 $25 $25 $25
OV- Specialist $60 $70 $60 $60 $60
Advanced Imaging DED +20% DED +20% DED +20% DED +20% DED +20%
OP- Facility Fee Hospital DED +20% DED +20% DED +20% DED +20% DED +20%
Emergency Room $300 $300 $300 $300 $300
Urgent Care $65 $65 $65 $65 $65
Hospital - Facility Fee DED +20% DED +20% DED +20% DED +20% DED +20%
Premium - Employee $760.49 $760.49 $806.12 $760.49 $794.47
Premium - Family $1,160.76 $1,160.76 $1,230.41 $1,160.76 $1,212.61
Current FL Blue 0% FL Blue 6% UHC 0% UHC 4.5%
Monthly Annualized Monthly Annualized Monthly Annualized Monthly Annualized Monthly Annualized
Single Premium $760.49 $9,125.88 $760.49 $9,125.88 $806.12 $9,673.44 $760.49 $9,125.88 $794.47 $9,533.64
Cost to Employee for Family $400.27 $4,803.24 $400.27 $4,803.24 $424.29 $5,091.48 $400.27 $4,803.24 $418.14 $5,017.68
Coverage
Increase in Single Premium N/A N/A N/A N/A $45.63 $547.56 N/A N/A $33.98 $407.76
Increase in cost to Employee N/A N/A N/A N/A $24.02 $288.24 N/A N/A $17.87 $214.44
for Family
Health - Buy Up
Carrier FL Blue FL Blue UHC UHC
Service Current 6% 0% 5.5%
DED $500/$1500 $500/$1500 $750/$1500 $500/$1500
Out of Pocket Max $2500/$5000 $2500/$5000 $2750/$5500 $2500/$5000
OV - Primary Care $20 $20 $20 $20
OV- Specialist $40 $40 $40 $40
Advanced Imaging $150 $150 DED +20% $150
OP- Facility Fee Hospital $200 $200 DED +20% $200
Emergency Room $100.00 $100 $100 $100
Urgent Care $45 $45 DED +20% $45
Hospital - Facility Fee $600 $600 20% $600
Premium - Employee $812.76 $861.53 $812.73 $858.08
Premium - Family $1,240.53 $1,314.96 $1,240.48 $1,309.70
Current FL Blue 6% UHC 0% UHC 5.5%
Monthly Annualized Monthly Annualized Monthly Annualized Monthly Annualized
Single Premium $812.76 $9,753.12 $861.53 $10,338.36 $812.73 $9,752.76 $858.08 $10,296.96
Cost to Employee for Single Coverage $52.27 $627.24 $55.41 $664.92 $52.24 $626.88 $63.61 $763.32
Cost to Employee for Family Coverage $480.04 $5,760.48 $508.84 $6,106.08 $479.99 $5,759.88 $515.23 $6,182.76
Increase in EE Pd Single Premium N/A N/A $3.14 $37.68 N/A N/A $11.34 $136.08
Increase in cost to Employee for Family N/A N/A $28.80 $345.60 N/A N/A $35.19 $422.28