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Okaloosa County BOCC — November 5, 2013 — reading text
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Law.
3. Coverage shall include a waiver or subrogation clause in favor of Okaloosa
County. Also, this endorsement must be indicated on all Certificates of
Insurance.
Business Automobile and Commercial General Liability Insurance
A. The CONTRACTOR shall maintain Business Automobile Liability insurance coverage
throughout the life of this Agreement. The insurance shall include Owned, Non-
Owned & Hired motor vehicle coverage.
B. The CONTRACTOR shall carry other Commercial General Liability insurance
against all other Bodily Injury, Property Damage and Personal and Advertising
Injury exposures.
C. In addition to the required coverage in B. above, Commercial General Liability
coverage shall include the following:
1.) On and Off Premises Operation Liability
2.) Personal Injury Liability Insurance
3.) Independent Contractor Liability
4.) Completed Operations and Products Liability
D. The CONTRACTOR shall agree to maintain in force Commercial General Liability
Insurance including Completed Operations and Products Liability coverage for at
least two (2) years following acceptance of the project by the COUNTY.
E. All liability insurance (other than Professional Liability) shall be written on an
occurrence basis and shall not be written on a claim-made basis. If the insurance
is issued with an aggregate limit of liability, the aggregate limit of liability shall
apply only to the locations included in this Agreement. If, as the result of any
claims or other reasons, the available limits of insurance reduce to less than those
stated in the LIMITS OF LIABILITY, the CONTRACTOR shall notify the County
representative in writing. The CONTRACTOR shall purchase additional liability
insurance to maintain the requirements established in this Agreement. Umbrella
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or Excess Liability insurance can be purchased to meet the Limits of Liability
specified in this Agreement.
Limits of Liability
The insurance required shall be written for not less than the following limits unless law
requires higher amounts:
COVERAGE LIMIT
A. Workers Compensation
1.) State Statutory
2.) Employers Liability $1 million each accident
B. Business Automobile $1 million each occurrence
(Combined Single Limit)
C. Commercial General Insurance $1 million each occurrence
(Combined Single Limit)
D. Professional Liability $1 million each occurrence
(Combined Single Limit)
E. Personal and Advertising Injury $250,000
Owner & Contractor’s Protective Liability
In addition to the liability requirements above, the CONTRACTOR shall, at his expense,
provide an Owner and CONTRACTOR’s Protective Liability insurance policy issued in the
name of the OWNER and ENGINEER. Coverage shall be provided under this policy for
not less than the following amounts:
A. Bodily Injury $1 million each occurrence
B. Property Damage $1 million each occurrence
Property Insurance
CONTRACTOR shall purchase and maintain property insurance upon the Work at the site
in the amount of the full replacement cost. Any deductible amount is the responsibility of
the CONTRACTOR. This insurance shall (1) include as an insured the OWNER,
CONTRACTOR, ENGINEER and any others who have an insurable interest, (2) be written
on a Builder’s Risk special cause of loss policy form; (3) include expenses incurred in the
repair or replacement of any insured property (including but not limited to fees and
charges of engineers and architects); (4) cover materials and equipment stored on the
site or at another location that was agreed on in writing by the OWNER prior to being
incorporated in the Work; (5) allow for partial utilization of the work by the OWNER; (6)
include testing and startup; and, (7) be maintained in effect until final payment is made
unless otherwise agreed to in writing by the OWNER, CONTRACTOR and ENGINEER with
30-day written notice to each other entity to whom a certificate of insurance has been
issued.
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Notice of Claims or Litigation
The CONTRACTOR agrees to report any incident or claim that results from performance of
this Agreement. The County representative shall receive written notice in the form of a
detailed written report describing the incident or claim within ten (10) days of the
CONTRACTOR’s knowledge. In the event such incident or claim involves injury and/or
property damage to a third party, verbal notification shall be given the same day the
CONTRACTOR becomes aware of the incident or claim followed by a written detailed
report within ten (10) days of verbal notification.
Indemnification and Hold Harmless
To the fullest extent permitted by law, CONTRACTOR shall indemnify and hold harmless
COUNTY, its officers and employees from liabilities, damages, losses, and costs including
but not limited to reasonable attorney fees, to the extent caused by the negligence,
recklessness, or intentional wrongful conduct of the CONTRACTOR and other persons
employed or utilized by the CONTRACTOR in the performance of this Agreement.
Certificate of Insurance
A. Certificates of insurance, in duplicate, indicating the job site and evidencing all
required coverage must be submitted to and approved by Okaloosa County
prior to the commencement of any of the work. The certificate holder(s) shall be
as follows:
Okaloosa County
602-C North Pearl Street
Crestview, Florida 32536
B. All policies shall expressly require 30 days written notice to Okaloosa County at
the address set out above, or the cancellations of material alterations of such
policies, and the Certificates of Insurance, shall so provide.
C. All certificates shall be subject to Okaloosa County’s approval of adequacy of
protection and the satisfactory character of the Insurer.
D. The Certificates of Insurance shall disclose any and all deductibles or self-insured
retentions (SIRs). County requests that all deductibles or SIRs be no greater than
$10,000. However, CONTRACTORS having insurance with higher deductibles may
submit a proposal without penalty reflecting the pricing for their deductible
provided that CONTRACTOR also submits a brief company financial statement.
E. In no way will the entities listed as Additional Insured be responsible for, pay for,
be damaged by, or limited to coverage required by this schedule due to the
existence of a deductible or SIR. Specific written approval from Okaloosa County
will only be provided upon demonstration that the CONTRACTOR has the financial
capability and funds necessary to cover the responsibilities incurred as a result of
the deductible or SIR.
F. In the event of failure of the CONTRACTOR to furnish and maintain said insurance
and to furnish satisfactory evidence thereof, Okaloosa County shall have the right
(but not the obligation) to take out and maintain insurance on the project. All
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costs for the coverage will be paid by CONTRACTOR upon presentation of a bill.
General Terms
Any type of insurance or increase of limits of liability not described above which the
CONTRACTOR required for its own protection or on account of statute shall be its own
responsibility and at its own expense.
The carrying of the insurance described shall in no way be interpreted as relieving the
CONTRACTOR of any responsibility under this contract.
Should the CONTRACTOR engage a subcontractor or sub-subcontractor, the same
conditions will apply under this Agreement to each subcontractor and sub-
subcontractor.
The CONTRACTOR hereby waives all rights of subrogation against Okaloosa County and
its consultants and other indemnities of the CONTRACTOR under all the foregoing policies
of insurance.
Umbrella Insurance
The CONTRACTOR shall have the right to meet the liability insurance requirements with
the purchase of an umbrella insurance policy. In all instances, the combination of
primary and umbrella liability coverage must equal or exceed the minimum liability
insurance limits stated in this Agreement.
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CONFLICT OF INTEREST DISCLOSURE FORM
For purposes of determining any possible conflict of interest, all proposers, must disclose
if any Okaloosa Board of County Commissioner, employee(s), elected officials(s), or if
any of its agencies is also an owner, corporate officer, agency, employee, etc., of their
business.
Indicate either “yes” (a county employee, elected official, or agency is also associated
with your business), or “no”. If yes, give person(s) name(s) and position(s) with your
business.
YES______________ NO______________
NAME(S) POSITION(S)
FIRM NAME: _____________________________________
BY (PRINTED): _____________________________________
BY (SIGNATURE): _____________________________________
TITLE: _____________________________________
ADDRESS: _____________________________________
_____________________________________
PHONE NO. _____________________________________
E-MAIL _____________________________________
Last Revised – 10/17/2011
